FRAN V. SPONSLER, CRCM, CCBCO Fran Sponsler is the Director of Compliance Services and a Principal of Fortner, Bayens, Levkulich & Garrison, P.C.  Prior to joining the firm she had over 15 years of banking experience that ranged from running operational proof machines to underwriting and approving loan requests.  Her vast knowledge of community banking lends to her ability of helping clients approach regulatory compliance regulations with understandable and practical solutions. Fran’s primary duties fall within the Federal Regulatory Laws and the guidelines set forth by the FFIEC for BSA and Anti-Money Laundering Compliance.  The compliance services provided include:   Conduct reviews of bank records pursuant to the standards set forth in the federal bank regulations and laws and applicable publications unique to federal bank regulatory agencies and state laws or banking rules and regulations superseding federal requirements   Review and test policies, procedures, standards and guidelines Conduct compliance related training, and prepare and present compliance issues Draft reports of comments and recommendations summarizing the findings resulting from the review of Bank records     EDUCATIONAL BACKGROUND       American Institute of Banking, Denver, CO Kirchman Compliance Program BAI Compliance Program Independent Community Bankers of AmericaComplianceSchool       PROFESSIONAL AFFILIATIONS       Certified Regulatory Compliance Manager - CRCM                                                ICBA Certified ComplianceSchool – CCBCO Certified ICBA Certified BSA/AML Professional – CBAP   Email: sponslerf@fbl-cpa.com Phone: 303-382-5220